1. Acceptance of Terms
By accessing or using InsuredRoads ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this service.
2. Nature of Service
InsuredRoads is a free insurance comparison and referral platform. We connect consumers with licensed insurance carriers and agents. We are not an insurance company, underwriter, or agent, and we do not sell insurance directly.
3. Quote Accuracy
Rates displayed are estimates based on information provided. Final quotes are determined by the individual carriers and may vary based on your full driving history, credit, and other underwriting factors. InsuredRoads does not guarantee the accuracy of any quoted rate.
4. User Responsibilities
- You must provide accurate and truthful information when using the Service.
- You must be at least 18 years of age to use the Service.
- You are responsible for reviewing all policy terms before purchasing insurance.
5. No Liability
InsuredRoads is not liable for any coverage decisions, claim denials, rate changes, or other actions taken by the insurance carriers in our network. Our service is provided "as is" without warranty of any kind.
6. Referral Compensation
InsuredRoads may receive compensation from insurance carriers when you click through and obtain a quote or purchase a policy. This compensation does not affect our recommendations or the rates you receive.
7. Intellectual Property
All content on InsuredRoads, including text, graphics, and logos, is the property of InsuredRoads and protected by copyright law. You may not reproduce or distribute any content without written permission.
8. Governing Law
These Terms shall be governed by the laws of the United States. Any disputes shall be resolved through binding arbitration.
9. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of the Service constitutes acceptance of updated Terms.
10. Contact
For questions about these Terms, contact us at hello@insuredroads.com.